Policies & Procedures Manual Pdf

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A policy is a deliberatesystem of principles to guide decisions and achieve rational outcomes. A policy is a statement of intent, and is implemented as a procedure or protocol. Policies are generally adopted by a governance body within an organization. Policies can assist in both subjective and objectivedecision making. Policies to assist in subjective decision making usually assist senior management with decisions that must be based on the relative merits of a number of factors, and as a result are often hard to test objectively, e.g. work-life balance policy. In contrast policies to assist in objective decision making are usually operational in nature and can be objectively tested, e.g. password policy.[1]

The term may apply to government, private sector organizations and groups, as well as individuals. Presidential executive orders, corporate privacy policies, and parliamentary rules of order are all examples of policy. Policy differs from rules or law. While law can compel or prohibit behaviors (e.g. a law requiring the payment of taxes on income), policy merely guides actions toward those that are most likely to achieve a desired outcome.[citation needed]

Policy or policy study may also refer to the process of making important organizational decisions, including the identification of different alternatives such as programs or spending priorities, and choosing among them on the basis of the impact they will have. Policies can be understood as political, managerial, financial, and administrative mechanisms arranged to reach explicit goals. In public corporate finance, a critical accounting policy is a policy for a firm/company or an industry that is considered to have a notably high subjective element, and that has a material impact on the financial statements.[citation needed]

  • 1Impact
  • 4Typologies

Impact[edit]

Intended effects[edit]

The intended effects of a policy vary widely according to the organization and the context in which they are made. Broadly, policies are typically instituted to avoid some negative effect that has been noticed in the organization, or to seek some positive benefit.[citation needed]

Corporate purchasing policies provide an example of how organizations attempt to avoid negative effects. Many large companies have policies that all purchases above a certain value must be performed through a purchasing process. By requiring this standard purchasing process through policy, the organization can limit waste and standardize the way purchasing is done.[citation needed]

The State of California provides an example of benefit-seeking policy. In recent years, the numbers of hybrid cars in California has increased dramatically, in part because of policy changes in Federal law that provided USD $1,500 in tax credits (since phased out) as well as the use of high-occupancy vehicle lanes to hybrid owners (no loew hybrid vehicles). In this case, the organization (state and/or federal government) created an effect (increased ownership and use of hybrid vehicles) through policy (tax breaks, highway lanes).[citation needed]

Unintended effects[edit]

Policies frequently have side effects or unintended consequences. Because the environments that policies seek to influence or manipulate are typically complex adaptive systems (e.g. governments, societies, large companies), making a policy change can have counterintuitive results. For example, a government may make a policy decision to raise taxes, in hopes of increasing overall tax revenue. Depending on the size of the tax increase, this may have the overall effect of reducing tax revenue by causing capital flight or by creating a rate so high that citizens are deterred from earning the money that is taxed. (See the Laffer curve.)[citation needed]

The policy formulation process theoretically includes an attempt to assess as many areas of potential policy impact as possible, to lessen the chances that a given policy will have unexpected or unintended consequences.[citation needed]

Policy cycle[edit]

In political science, the policy cycle is a tool used for the analyzing of the development of a policy item. It can also be referred to as a 'stagist approach', 'stages heuristic' or 'stages approach'. It is thus a rule of thumb rather than the actual reality of how policy is created, but has been influential in how political scientists looked at policy in general.[2] It was developed as a theory from Harold Lasswell's work.

One version by James E. Anderson, in his Public Policy-Making (1974) has the following stages:

  1. Agenda setting (Problem identification) – The recognition of certain subject as a problem demanding further government attention.
  2. Policy Formulation – Involves exploring a variation of options or alternative courses of action available for addressing the problem. (appraisal, dialogue, formulation, and consolidation)
  3. Decision-making – Government decides on an ultimate course of action, whether to perpetuate the policy status quo or alter it. (Decision could be 'positive', 'negative', or 'no-action')
  4. Implementation – The ultimate decision made earlier will be put into practice.
  5. Evaluation – Assesses the effectiveness of a public policy in terms of its perceived intentions and results. Policy actors attempt to determine whether the course of action is a success or failure by examining its impact and outcomes.

An eight step policy cycle is developed in detail in The Australian Policy Handbook by Peter Bridgman and Glyn Davis: (now with Catherine Althaus in its 4th and 5th editions)

  1. Issue identification
  2. Consultation (which permeates the entire process)
  3. Policy instrument development
  4. Building coordination and coalitions
  5. Program Design: Decision making
  6. Policy Implementation
  7. Policy Evaluation

The Althaus, Bridgman & Davis model is heuristic and iterative. It is intentionally normative[clarification needed] and not meant to be diagnostic[clarification needed] or predictive. Policy cycles are typically characterized as adopting a classical approach, and tend to describe processes from the perspective of policy decision makers. Accordingly, some postpositivist academics challenge cyclical models as unresponsive and unrealistic, preferring systemic and more complex models.[3] They consider a broader range of actors involved in the policy space that includes civil society organisations, the media, intellectuals, think tanks or policy research institutes, corporations, lobbyists, etc.

Content[edit]

Policies are typically promulgated through official written documents. Policy documents often come with the endorsement or signature of the executive powers within an organization to legitimize the policy and demonstrate that it is considered in force. Such documents often have standard formats that are particular to the organization issuing the policy. While such formats differ in form, policy documents usually contain certain standard components including [citation needed] :

  • A purpose statement, outlining why the organization is issuing the policy, and what its desired effect or outcome of the policy should be.
  • An applicability and scope statement, describing who the policy affects and which actions are impacted by the policy. The applicability and scope may expressly exclude certain people, organizations, or actions from the policy requirements. Applicability and scope is used to focus the policy on only the desired targets, and avoid unintended consequences where possible.
  • An effective date which indicates when the policy comes into force. Retroactive policies are rare, but can be found.
  • A responsibilities section, indicating which parties and organizations are responsible for carrying out individual policy statements. Many policies may require the establishment of some ongoing function or action. For example, a purchasing policy might specify that a purchasing office be created to process purchase requests, and that this office would be responsible for ongoing actions. Responsibilities often include identification of any relevant oversight and/or governance structures.
  • Policy statements indicating the specific regulations, requirements, or modifications to organizational behavior that the policy is creating. Policy statements are extremely diverse depending on the organization and intent, and may take almost any form.

Some policies may contain additional sections, including:

  • Background, indicating any reasons, history, ethical background statements, and/or intent that led to the creation of the policy, which may be listed as motivating factors. This information is often quite valuable when policies must be evaluated or used in ambiguous situations, just as the intent of a law can be useful to a court when deciding a case that involves that law.
  • Definitions, providing clear and unambiguous definitions for terms and concepts found in the policy document.[citation needed]

Typologies[edit]

The American political scientist Theodore J. Lowi proposed four types of policy, namely distributive, redistributive, regulatory and constituent in his article 'Four systems of Policy, Politics and Choice' and in 'American Business, Public Policy, Case Studies and Political Theory'.Policy addresses the intent of the organization, whether government, business, professional, or voluntary. Policy is intended to affect the 'real' world, by guiding the decisions that are made. Whether they are formally written or not, most organizations have identified policies.[4]

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Policies may be classified in many different ways. The following is a sample of several different types of policies broken down by their effect on members of the organization.[citation needed]

Distributive policies[edit]

Distributive policies extend goods and services to members of an organization, as well as distributing the costs of the goods/services amongst the members of the organization. Examples include government policies that impact spending for welfare, public education, highways, and public safety, or a professional organization's benefits plan.[citation needed]

Regulatory policies[edit]

Regulatory policies, or mandates, limit the discretion of individuals and agencies, or otherwise compel certain types of behavior. These policies are generally thought to be best applied when good behavior can be easily defined and bad behavior can be easily regulated and punished through fines or sanctions. An example of a fairly successful public regulatory policy is that of a highway speed limit.[citation needed]

Constituent policies[edit]

Constituent policies create executive power entities, or deal with laws. Constituent policies also deal with Fiscal Policy in some circumstances.[citation needed]

Redistributive policies[edit]

Policies are dynamic; they are not just static lists of goals or laws. Policy blueprints have to be implemented, often with unexpected results. Social policies are what happens 'on the ground' when they are implemented, as well as what happens at the decision making or legislative stage.[citation needed]

When the term policy is used, it may also refer to:[citation needed]

  • Official government policy (legislation or guidelines that govern how laws should be put into operation)
  • Broad ideas and goals in political manifestos and pamphlets
  • A company or organization's policy on a particular topic. For example, the equal opportunity policy of a company shows that the company aims to treat all its staff equally.

The actions the organization actually takes may often vary significantly from stated policy. This difference is sometimes caused by political compromise over policy, while in other situations it is caused by lack of policy implementation and enforcement. Implementing policy may have unexpected results, stemming from a policy whose reach extends further than the problem it was originally crafted to address. Additionally, unpredictable results may arise from selective or idiosyncratic enforcement of policy.[citation needed]

Types of policy analysis include:

  • Causal (resp. non-causal)
  • Deterministic (resp. stochastic, randomized and sometimes non-deterministic)
  • Index
  • Memoryless (e.g., non-stationary)
  • Opportunistic (resp. non-opportunistic)
  • Stationary (resp. non-stationary)

These qualifiers can be combined, so one could, for example, have a stationary-memoryless-index policy.

Specific policy types[edit]

  • Communications and Information Policy is under Information policy
  • Environmental Policy and National Environmental Policy Act
  • Transportation policy
  • Water policy

Other uses of the term[edit]

  • In enterprise architecture for systems design, policy appliances are technical control and logging mechanisms to enforce or reconcile policy (systems use) rules and to ensure accountability in information systems.
  • In insurance, policies are contracts between insurer and insured used to indemnify (protect) against potential loss from specified perils. While these documents are referred to as policies, they are in actuality a form of contract – see insurance contract.
  • In gambling, policy is a form of an unsanctioned lottery, where players purport to purchase insurance against a chosen number being picked by a legitimate lottery. Or can refer to an ordinary Numbers game
  • In artificial intelligence planning and reinforcement learning, a policy prescribes a non-empty deliberation (sequence of actions) given a non-empty sequence of states.
  • In debate, the term 'policy' is slang for policy or cross-examination debate.

See also[edit]

Notes and references[edit]

  1. ^Office, Publications. 'What is policy'. sydney.edu.au. Retrieved 15 April 2018.
  2. ^Robert T. Nakamura, THE TEXTBOOK POLICY PROCESS AND IMPLEMENTATION RESEARCH:Review of Policy Research Volume 7, Issue 1, pages 142–154, September 1987http://onlinelibrary.wiley.com/doi/10.1111/j.1541-1338.1987.tb00034.x/abstract
  3. ^Young, John and Enrique Mendizabal. Helping researchers become policy entrepreneurs, Overseas Development Institute, London, September 2009.
  4. ^https://perguntasaopo.files.wordpress.com/2012/02/lowi_1972_four-systems-of-policy-politics-and-choice.pdf
  • Blakemore, Ken (1998). Social Policy: an Introduction.
  • Althaus, Catherine; Bridgman, Peter; Davis, Glyn (2007). The Australian Policy Handbook (4th ed.). Sydney: Allen & Unwin.
  • Müller, Pierre; Surel, Yves (1998). L'analyse des politiques publiques (in French). Paris: Montchrestien.
  • Paquette, Laure (2002). Analyzing National and International Policy. Rowman Littlefield.
  • Howard, Cosmo. 'The Policy Cycle: a Model of Post-Machiavellian Policy Making?' The Australian Journal of Public Administration, September 2005.
  • Jenkins, William (1978). Policy Analysis: A Political and Organizational Perspective. London: Martin Robertson.
  • Lowi, Theodore J.; Bauer, Raymond A.; De Sola Pool, Ithiel; Dexter, Lewis A. (1964). 'American Business, Public Policy, Case-Studies, and Political Theory'. World Politics. 16 (4): 687–713. doi:10.2307/2009452. JSTOR2009452.
  • Lowi, Theodore J. (1972). 'Four Systems of Policy, Politics, and Choice'. Public Administration Review. 32 (4): 298–310. doi:10.2307/974990. JSTOR974990.
  • Feltus, Christophe (2008). 'Preliminary Literature Review of Policy Engineering Methods - Toward Responsibility Concept'. Proceeding of 3rd international conference on information and communication technologies : from theory to applications (ICTTA 08), Damascus, Syria; Preliminary Literature Review of Policy Engineering Methods – Toward Responsibility Concept.External link in publisher= (help)
  • Lowi, Theodore J. (1985). 'The State in Politics'. In Noll, Roger G. (ed.) (ed.). Regulatory Policy and the social Sciences. Berkeley: University of California Press. pp. 67–110.CS1 maint: Extra text: editors list (link)
  • Spitzer, Robert J. (June 1987). 'Promoting Policy Theory: Revising the Arenas of Power'. Policy Studies Journal. 15 (4): 675–689. doi:10.1111/j.1541-0072.1987.tb00753.x.
  • Kellow, Aynsley (Summer 1988). 'Promoting Elegance in Policy Theory: Simplifying Lowi's Arenas of Power'. Policy Studies Journal. 16 (4): 713–724. doi:10.1111/j.1541-0072.1988.tb00680.x.
  • Heckathorn, Douglas D.; Maser, Steven M. (1990). 'The Contractual Architecture of Public Policy: A Critical Reconstruction of Lowi's Typology'. The Journal of Politics. 52 (4): 1101–1123. doi:10.2307/2131684. JSTOR2131684.
  • Smith, K. B. (2002). 'Typologies, Taxonomies, and the Benefits of Policy Classification'. Policy Studies Journal. 30 (3): 379–395. doi:10.1111/j.1541-0072.2002.tb02153.x.
  • Greenberg, George D.; et al. (December 1977). 'Developing Public Policy Theory: Perspectives from Empirical Research'. American Political Science Review. 71 (4): 1532–1543. doi:10.2307/1961494. JSTOR1961494.
  • Dye, Thomas R. (1976). Policy Analysis. University of Alabama Press.
  • Stone, Diane.'Global Public Policy, Transnational Policy Communities and their Networks', Journal of Policy Sciences, 2008

Further reading[edit]

  • K. Cummins, Linda (2011). Policy Practice for Social Workers: New Strategies for a New Era. Pearson. ISBN9780205022441.
  • Hicks, Daniel L.; Hicks, Joan Hamory; Maldonado, Beatriz (January 2016). 'Women as policy makers and donors: female legislators and foreign aid'. European Journal of Political Economy. 41: 46–60. doi:10.1016/j.ejpoleco.2015.10.007.

External links[edit]

Look up policy in Wiktionary, the free dictionary.
  • Policy institutes at Curlie
Retrieved from 'https://en.wikipedia.org/w/index.php?title=Policy&oldid=897787942'

Also found in: Thesaurus, Medical, Legal, Financial, Acronyms, Idioms, Encyclopedia, Wikipedia.
Related to policy: public policy

pol·i·cy 1

(pŏl′ĭ-sē)n.pl.pol·i·cies
1. A plan or course of action, as of a government, political party, or business, intended to influence and determine decisions, actions, and other matters: American foreign policy; the company's personnel policy.
2.
a. A course of action, guiding principle, or procedure considered expedient, prudent, or advantageous: Honesty is the best policy.
b. Prudence, shrewdness, or sagacity in practical matters: It is never good policy to speak rashly.
[Middle English policie, art of government, civil organization, from Old French; see police.]

pol·i·cy 2

(pŏl′ĭ-sē)n.pl.pol·i·cies
1. A written contract or certificate of insurance.
[Obsolete police, from French, contract, bill of lading, from Old French, from Old Italian polizza, alteration of Medieval Latin apodixa, receipt, from Medieval Greek apodeixis, from Greek, proof, from apodeiknunai, to prove : apo-, intensive pref.; see apo- + deiknunai, to show; see deik- in Indo-European roots.]

policy

(ˈpɒlɪsɪ) n, pl-cies
1. (Government, Politics & Diplomacy) a plan of action adopted or pursued by an individual, government, party, business, etc
3. (often plural) Scot the improved grounds surrounding a country house
[C14: from Old French policie, from Latin polītīa administration, polity]

policy

(ˈpɒlɪsɪ) n, pl-cies
(Insurance) a document containing a contract of insurance
[C16: from Old French police certificate, from Old Italian polizza, from Latin apodixis proof, from Greek apodeixis demonstration, proof]

pol•i•cy1

(ˈpɒl ə si)
n., pl. -cies.
1. a definite course of action adopted for the sake of expediency, facility, etc.: a new company policy.
2. a course of action adopted and pursued by a government, ruler, political party, etc.: U.S. trade policy.
3. action or procedure conforming to or considered with reference to prudence or expediency.
5. government; polity.
[1350–1400; Middle English policie government, civil administration < Middle French < Latin polītīapolity]

pol•i•cy2

(ˈpɒl ə si)
n., pl. -cies.
1. a document embodying a contract of insurance.
2. a method of gambling in which bets are made on numbers to be drawn by lottery.
[1555–65; < Middle French police (< Italian polizza < Medieval Latin apodīxa receipt « Greek apódeixis a showing or setting forth; see apodictic, -sis) + -y3]

policy

- Meaning 'insurance document,' it is from a French word meaning 'certificate, contract,' from an earlier Latin word meaning 'a receipt or security for money paid.'

politics

policypolitical1. 'politics'

The noun politicsWindows 10 patch for easyworship 2009 build 1.9. is usually used to refer to the methods by which people get, keep, and use power in a country or society.

Her parents never discussed politics.

When politics is used like this, you can use either a singular or plural form of a verb with it. It is more common to use a singular form.

American politics are very interesting.

Politics can refer to a particular set of beliefs about how countries should be governed or power should be used. When you use politics like this, you use a plural form of a verb with it.

Politics can also refer to the study of the ways in which countries are governed, and of the ways in which people get and use power. When you use politics like this, you must use a singular form of a verb with it.

Politics is often studied together with Economics.
2. 'policy'

There is no noun 'politic'. To refer to a course of action or plan that has been agreed upon by a government or political party, use policy.

3. 'political'

Don't use 'politic' as an adjective to mean 'relating to politics'. Use political.

Do you belong to a political party?
Noun1.policy - a plan of action adopted by an individual or social group; 'it was a policy of retribution'; 'a politician keeps changing his policies'
activism - a policy of taking direct and militant action to achieve a political or social goal
beggar-my-neighbor policy, beggar-my-neighbor strategy, beggar-my-neighbour policy, beggar-my-neighbour strategy - a policy of promoting oneself at the expense of others; used especially of national policy; 'the United States has pursued a beggar-my-neighbor policy'
plan of action - a plan for actively doing something
centralism - the political policy of concentrating power in a central organization
containment - a policy of creating strategic alliances in order to check the expansion of a hostile power or ideology or to force it to negotiate peacefully; 'containment of communist expansion was a central principle of United States' foreign policy from 1947 to the 1975'
moderationism - the policy of being moderate or acting with moderation
obscurantism - a policy of opposition to enlightenment or the spread of knowledge
Thatcherism - (England) the political policy of Margaret Thatcher
ultramontanism - (Roman Catholic Church) the policy that the absolute authority of the church should be vested in the pope
2.policy - a line of argument rationalizing the course of action of a government; 'they debated the policy or impolicy of the proposed legislation'
line of reasoning, logical argument, argumentation, argument, line - a course of reasoning aimed at demonstrating a truth or falsehood; the methodical process of logical reasoning; 'I can't follow your line of reasoning'
clericalism - a policy of supporting the influence and power of the clergy in secular or political matters
plank - an endorsed policy in the platform of a political party
economic policy - a government policy for maintaining economic growth and tax revenues
social policy - a policy of for dealing with social issues
party line - the policy of a political group; 'He won in a vote along party lines'
foreign policy - a policy governing international relations
zero-tolerance policy - any policy that allows no exception; 'a zero-tolerance policy toward pedophile priests'
Zionism - a policy for establishing and developing a national homeland for Jews in Palestine
3.policy - written contract or certificate of insurance; 'you should have read the small print on your policy'
contract - a binding agreement between two or more persons that is enforceable by law
floating policy, floater - an insurance policy covering loss of movable property (e.g. jewelry) regardless of its location

policy

noun
1.procedure, plan, action, programme, practice, scheme, theory, code, custom, stratagemplans which include changes in foreign policy
2.line, rules, approach, guideline, protocolsignificant changes in Britain's policy on global warming

policy

noun
An official or prescribed plan or course of action:
pojistkapolitikasměrnice
stefnatryggingarsamningur
ポリシー契約内容政策方針施策
politik

policy

1[ˈpɒlɪsɪ]A.N
1. (gen, principles) → políticaf; [of party, at election] → programam; [of newspaper] → normasfpl de conducta
it's a matter of policyes cuestión de política
that's not my policyése no es mi sistema
to change one's policycambiar de táctica
it is a good/bad policyes buena/malatáctica
it would be contrary to public policy to do thisiríaen contradelinterésnacionalhacer esto
2. (o.f.) (= prudence, prudent procedure) → discreciónf
it is policy to wait a few dayses prudenteesperar unos días
B.CPDpolicy decisionNdecisiónf de principio
policy statementNdeclaraciónf de política

policy

2[ˈpɒlɪsɪ]N (alsoinsurance policy) → pólizaf
to take out a policysacar una póliza, hacerse un seguro

policy

[ˈpɒlɪsi]n
[newspaper, company] →
(alsoinsurance policy) → policef
to take out a policy → souscrire une police d'assurance
modif [document, paper, debate] → de politiquegénérale; [change] → de politiquegénérale; [development, review, objective] → policy prioritypolicy adviser policy advisorn(to organization, prime minister)conseiller/ère m/fpolicy decision ndécisionfde principe

policy

:
policy document
policyholder
policy-maker
policy-making
adj body, process, rolegrundsatzpolitisch
policy paper
policy unit

policy

1n
Politikf no pl; (of business)Geschäfts-or Firmenpolitikf(on bei), Praktikenpl (pej) (→ onin Bezug auf+acc); (of team, football manager: = tactics) → Taktikf; (= principle)Grundsatzm; social and economic policyWirtschafts- und Sozialpolitikf; our policy on immigration/recruitmentunsere Einwanderungs-/Einstellungspolitik; what is company policy on this matter?wie sieht die Geschäfts- or Firmenpolitik in diesem Falle aus?; the newspaper followed a policy of attacking the churchdie Zeitungverfolgte eine kirchenfeindlicheLinieorPolitik; a policy of restricting immigrationeine PolitikzurEinschränkung der Einwanderung; a matter of policyeine Grundsatzfrage; policy decisionGrundsatzentscheidungf; policy statementGrundsatzerklärungf; your policy should always be to give people a second chancedu solltest es dir zumGrundsatzmachen, Menschen eine zweite Chance zu geben; my policy is to wait and seemeine Deviseheißtabwarten; it’s our policy to cater for the mid-twentieswir wenden uns mit unserer Firmenpolitik an die Mittzwanziger; our policy is one of expansionwir verfolgen eine expansionsorientierte Geschäftspolitik
(= prudence, a prudent procedure)Taktikf; policy demands that the government compromisedie Regierung muss aus taktischenGründenKompromisseeingehen; it was good/bad policydas war (taktisch) klug/unklug

policy

2
n(also insurance policy)(Versicherungs)policef, → Versicherungsscheinm; to take out a policyeine Versicherungabschließen

policy

1[ˈpɒlɪsɪ]
1.n (gen) → politica; (of newspaper, company) → linea di condotta, prassif inv
it is our policy to do that → fa parte della nostra prassiorpoliticafare questo
to follow a policy of → seguire una politica di
the government's policies → la politica del governo
foreign policy → politica estera
it's a matter of policy → è una questionedi principio
it would be good/bad policy to do that → sarebbe una buona/cattivapoliticafare questo
2.adj (discussion, statement) → sulla linea di condotta

policy

2[ˈpɒlɪsɪ]n (alsoinsurance policy) → polizza (d'assicurazione)
to take out a policy → fareorstipulare un'assicurazione

policy1

(ˈpoləsi) plural ˈpolicies noun
a planned or agreed course of action usually based on particular principles. the government's policies on education. beleid سِياسَه политика política politika die Politik politik πολιτική, πρόγραμμαpolítica poliitika, käitumisjoon سیاست käytäntö politiqueמדיניות नीति politika (određena, ne kao opći pojam) politika, (irány)elvek kebijaksanaan stefna politica 方針 정책 politika politika dasar beleidpolitikk, taktikkpolityka سياست política politică политика; линия поведения; курс politika politika politika politik, hållning, policy นโยบาย politika 政策 політика پاليسي، راہ عمل chính sách 政策

policy2

(ˈpoləsi) plural ˈpolicies noun
a (written) agreement with an insurance company. an insurance policy. polis بوليصَة تأمبن полица apólice pojistka die Police police; -police ασφαλιστήριο συμβόλαιοpóliza poliis بیمه نامه vakuutussopimus police פּולִיסַת בִּיטוּחַ पॉलिसी, बीमा पत्र polica osiguranja, životno osiguranje biztosítási kötvény polis (vá)tryggingarsamningur polizza 保険証券 보험 증서 polisas, draudimo liudijimas polise polisi polispolisepolisa پاليسى apólice poliţă страховой полис poistka zavarovalna polica polisa försäkringsbrev กรมธรรม์ประกันภัย poliçe 保險單 страховий поліс بيمہ کمپني کا تحريري معاہدہ hợp đồng bảo hiểm 保险单

policy

n. póliza; reglamento;

policy

n (pl-cies) póliza; política; insurance — póliza de seguro; It’s not our policy to give confidential information over the telephone.No estamos autorizados a proporcionar información confidencial por teléfono.
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